Terms and Conditions for Subscription Service

Welcome to our subscription-based financial planning service. These terms set out your rights and obligations when using our website and subscribing to our service. Please read them carefully and contact us if you have any questions.

September 17, 2025

Acceptance of Terms

By accessing our website or subscribing, you agree to these terms and any policies referenced herein. If you do not agree, please do not use our service.

Definitions

Certain terms are used in these conditions. Please see below for explanations:

‘Service’ refers to our subscription-based planning support provided for a monthly fee.

‘Subscriber’ means any person who pays for and uses the subscription service.

‘Website’ is jonavirexo.com and any associated pages used for our service.

‘Team’ or ‘we’ refers to our business and its authorised representatives.

Service Usage

Our service is for personal use in Australia. We do not offer investment, insurance, or lending products. Usage is subject to compliance with local regulations.

Eligibility

Subscribers must be at least 18 years old and reside in Australia. Proof of identity may be required.

Under 18s are not permitted to use this service.

User Responsibilities

You must provide accurate information and keep your subscription details up to date.

Notify us of any changes to your contact or billing information.
Do not share your account with others or allow unauthorised access.
Use our service in accordance with Australian law.
Contact us if you suspect unauthorised use of your account.

Prohibited Uses

The following uses are not allowed:

Using the service for illegal or fraudulent activities.
Attempting to access or misuse other users’ accounts.
Providing false or misleading information to our team.
Attempting to disrupt the website’s operation or security.
Copying, reproducing, or distributing content without permission.

Intellectual Property Rights

All website content, including text, graphics, and branding, is owned or licensed by us. You may use materials for personal reference only and may not reproduce or redistribute them without consent.

User Content

You retain rights to content you submit but grant us a licence to use it for service delivery.

Your Content Rights

You may request removal of your content at any time, subject to necessary recordkeeping for legal compliance.

Privacy Policy

Your data is handled in accordance with our privacy policy. See the privacy section for details about collection, use, and rights.

Read our policy

Disclaimer and Limitations

We provide planning support, not investment products or guarantees. Results may vary based on your circumstances.

Important Notice

Information provided is general in nature. Seek tailored advice from a licensed professional for complex matters.

Limitation of Liability

We are not liable for indirect or consequential losses. Our total liability is limited to the amount paid by you for our service.

Indemnification

You agree to indemnify us from claims arising out of misuse of the service or breach of these terms.

Resolving Disputes

We encourage you to contact us to resolve any issues. Unresolved disputes may be escalated as set out below.

Arbitration

Disputes may be resolved by arbitration in accordance with Australian rules.

Arbitration is binding and may limit your rights to court action.

Online Dispute Resolution

You may also use online platforms for dispute resolution if eligible.

Learn about dispute resolution

Severability

If any term is found invalid, the remaining terms remain in effect.

Entire Agreement

These terms and incorporated policies represent the full agreement between you and our business.

Applicable Law in Australia

All terms are governed by Australian law. Use of the service outside Australia may be subject to restrictions.

Termination

We may terminate access if you breach these terms. You may cancel your subscription at any time.

Modifications

We may revise these terms periodically. Please review regularly for updates.

Contact Us

For questions about these terms or your subscription, please contact us below.

Email address: content@jonavirexo.com

Contact number: +61-3-1489-8892

Office address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective date: September 17, 2025

Version: 2.1